Can I File an Injury Claim If I Was the Passenger in the Car?

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If you have been in an unfortunate car accident where you were the passenger, it can be both stressful and confusing as you try to navigate through the claim procedure. You need to understand that if you are a passenger, you are still the victim in the accident and have legal rights to protect you.

Who pays injury claims for passengers involved in an accident?

If you have been a passenger, your biggest hope is that have options to claim compensation. If either party involved in the accident has a valid insurance policy, you can receive compensation through their liability insurance. It is important to keep in mind that there is a set limit amount for which you can claim.  For more information regarding your rights as a passenger and legal compensation you may qualify for after a car accident, visit: https://www.reyeslaw.com/car-accident/passenger-injury-attorney/can-i-sue-if-i-was-a-passenger-in-a-car-accident/ 

Depending on the state in which the accident took place, if the fault in the accident lies on the opposite party, you can file a personal injury claim with their insurance. You can also claim compensation from the insurance company of the driver whose car you were riding. This will ensure that all your medical expenses can be covered. In a multi-vehicle accident, you can pursue claims from each of the at-fault parties responsible for the collision depending on the severity of your injuries. Therefore, if you have been a passenger involved in any collision, you should seek immediate medical attention for your injuries and also collect the contact information and insurance company details of each of the parties involved.

All drivers are required by law to carry insurance when sharing the road. If in a rare scenario, none of the parties involved in the accident hold insurance, you can still claim compensation from your own uninsured motorist coverage or your health insurance to cover your medical costs.

How can you file for your claim?

As a passenger, the process of filing a claim is the same as filing for any claim in a car collision. The only difference is that since you were the passenger, you may be eligible to file a claim against all the parties involved in an accident. Different states have distinct rules for personal injury protection. Some states have a no-fault insurance policy where you may have restricted ability to sue the at-fault driver. Hence, filing a claim largely depends on where the accident occurred and what are the state’s rules for insurance policies.

How can a good car accident lawyer help you?

There could be difficulties that arise while filing for a personal injury claim. Therefore, it is best to contact a good car accident attorney immediately if you or your loved one have been involved in an accident. A knowledgeable, professional lawyer is a legal subject matter expert and can inform you about all your options to file for claims. Insurance companies can downplay and deny or reduce your compensation. Personal injury lawyers have the legal expertise in talking to insurance companies and negotiating settlements. Hence, it is best to contact a lawyer who can take off your burden of fighting for compensation so that you can focus on healing from the injuries you have sustained.