How to File a Personal Injury Claim Successfully

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The shock from an accident could easily disorient you, and without the right kind of information, you might end up making a costly mistake which could mean a loss of the insurance claim. You may also hire the wrong person for the job.

Given the wide range of personal injury cases from car accidents and slips and falls to injuries resulting from the use of a defective product or mistakes by a doctor, you need to ensure that the lawyer you hire has adequate knowledge on personal injury laws for the best representation. You also need to keep in mind that no two personal injury cases will end the same way. 

To get the value of claim you deserve, you need to follow these steps:

Find out whether or not your insurance policy will cover the injuries sustained

If hurt following an error on someone else’s part of a case of professional negligence, you might want to ask the party responsible whether their insurance coverage covers injury claims made by third parties. In the event of a slip and fall, you should find out who owns the building or space the find out if they have liability coverage. Wondering why this is important? Well, asking these questions assures you that the liable party will pay up after the trial or not. 

Keep in mind that while getting the anticipated judgment is a possibility, you may not collect the amount from the judgment if the liable party lacks the finances or an insurance cover for personal injury lawsuits. Be careful about filing a lawsuit against a company with no insurance if injuries sustained are not very serious and if your insurance can cover the damages.

Engage a lawyer – Is it a good idea?

Unless the injury sustained is a small scratch, you should consider engaging some of the best Kingston personal injury lawyers. Lucky for you, most personal injury lawyers will, not charge you for that initial consultation when you discuss all the merits of your case and also while outlining your legal options.

If working with a lawyer is the best course of action, you should consider working with a lawyer working on a contingency basis. This means that the lawyer will only ask for payment when the case is settled in or out of court. It’s only after winning a case that the lawyer takes the agreed percentage/.

Do you have to file a lawsuit?

Most personal injury cases are settled out of court through settlements. If the insurance coverage of the liable party accepts third party claims and the liable party is willing to settle the case out of court, then it means that you don’t have to go to court to file a lawsuit. All that happens is the liable party filing its claim with the insurance company. It’s only necessary to file a lawsuit when the liable party is not willing to settle the case fairly out of court and when you cannot agree.

To increase your chances of winning the claim, you should not accept fault, you should take photos of the scene, and you shouldn’t drive away immediately after exchanging information – contact the police first.