If you’ve ever taken out a loan, rented an apartment or worked as an employee, chances are you’ve had a background check run on you. The results of a background check have a major impact on your life, but do you know what yours says?
Every major decision usually revolves around the outcome of a background check. From employability to car finance; you can’t get far with a poor background check. Despite this, most people don’t have a clue what their background check says about them.
If you want to take control of your future, it’s essential to conduct your own background check with CRB Direct. By getting a glimpse of the sort of information that’s held about you, you can begin to prepare for the future and enhance subsequent results. To learn more, take a look at these top reasons to carry out your own background check.
1. Inaccurate Data
It’s not unusual for background checks to throw up incorrect results. From time-to-time, people will find that the results of their background check contain information that’s simply not applicable to them.
If you’ve been turned down for loans or refused a job role that you’re well-suited to, you may be wondering why. In some cases, it could be because inaccurate data is present on your background check. By carrying out your own check, you can confirm that validity of the information. If the wrong data is attributed to you, you can take steps to have it removed from your record.
2. Out of Date Information
It isn’t just incorrect data that can have a negative impact on your prospects; out of date information can be damaging too. Most states hold information for 7 years, although some retain their records for up to 10 years. After this, much of the information present on your background check is no longer available. However, if your records haven’t been updated appropriately, there could be out of date information that’s holding you back.
When you undertake your own background check, you can confirm that the information it holds relates to the last few years. If the results show out of date information, you may be able to have it removed, so that it’s no longer visible when someone else runs a check on you.
3. Linked Associates
When a background check is run, it can show up associates linked to the individual. If you’re married, for example, your spouse’s name may appear on your background check. Similarly, if you’ve ever taken out a joint loan with someone, they may be listed as an associate on your background check.
In some cases, this can have a detrimental impact on the results of a check. If an associate has a string of felonies, for example, you may not want them linked to you. By seeing who is associated with you via a background check, you can ensure that only legitimate information is shown. Furthermore, you can take steps to have an associated de-linked from future background checks, if you choose to do so.
What Does a Background Check Show?
A background check can show a whole range of information; from your contact details and date of birth to your employment history and financial track record. It’s important to note, however, that there are different types of background checks.
The most comprehensive background checks can only be conducted by authorized companies and government organizations. However, anyone can carry out a standard background check. Although you won’t be able to see all the information that’s shown on an official check, you’ll still get a good idea of the data that’s held about you. What’s more, you’ll be able to see what information your family members, friends, and neighbors can find out.
To ensure you’re accessing as much information as possible, it’s important to choose a reputable firm to carry out your background check. With Public Records Reviews, you’ll have access to reliable checks and instant results. Want to see for yourself? Start your background check now at publicrecordsreviews.com. This is one of the best-known firms for background checks so you can rely on their site to deliver the data you need, when you need it.
Is It Worth Doing a Background Check?
Absolutely. Even though consumer background checks don’t release the same amount of data as official checks, they’re still a great source of information. By validating the results that you see, you can ensure you’re the results of future checks are accurate.
If there is out of date or inaccurate information shown on your results, there’s a good chance these mistakes are visible on official background checks too. By undertaking your own background check, you can begin the process of having your information updated and corrected so that both official and consumer background checks conducted in the future only show accurate and up to date information.