Are you in the market for car insurance and don’t know how to navigate? In these times of single adult households (currently 13.7 million single parents), often the burden of finding the right car insurance falls on one set of shoulders along with many, many other decisions that affect the family income. Whether you are single, divorced or widowed, the weight of such decisions can be stressful to say the least. Often these decisions get pushed aside because insurance is confusing and time consuming. Let see if we can help steer you in the right direction.
The Car and Getting Quotes
The first thing to consider is the car. If you are purchasing a new car, avoid those in the high-risk range because they are stolen more often. If you already own a high-risk car, you might want to consider trading it in on something else or installing antitheft devices to decrease the high cost of insurance.
Now let’s talk about coverage. Most companies have standard deductibles that range from $250 to $1,000. You can decide how much of the damage you cause you want to self insure. The higher the deductible the lower your annual premiums.