By Jeff Arnold
It can happen to anyone, one minute you’re driving along and the next minute *boom* you’ve gotten into an accident. It’s a terrible thing that can happen to anyone, and the claims process can sometimes be worse than the damage. We understand the frustrations of working with an insurance company’s claims department. It can be long and dragged out, and you sometimes won’t hear from them if you don’t follow up. We want to make this process a bit easier for you.
Here are 8 things you can do to make your life a bit easier when you’ve gotten into an accident:
- Stay Calm and Check for Injuries- It can be nerve-wracking getting into an accident with another vehicle but you must stay calm and inspect yourself and all passengers for injuries. If there is an injured person, it is safest NOT to move them.
- Never Admit Fault- no matter whose fault the accident is, do not admit to it. The insurance companies will do a thorough investigation to determine which driver is at fault.
- Take Photos- Make sure to document the damage with clear photos. Take them at the scene of both vehicles.
- Exchange Information- Exchange insurance information with the other driver. Make sure to get their full name, insurance company, policy number, phone number to their agent/company, driver’s license, license plate, year, make, model, & color of the vehicle, and location of the accident.
- Call the police- even if no one is seriously injured, still call the police. You may need a police report & citations may be made.
- Report the Accident to Your Insurance Carrier- this step is extremely important. Your insurance company can help you contact the other insurance company.
- Follow Up With Your Insurance Company- make sure to follow up with either insurance company you have been in contact with, do not let the claim sit, if you haven’t heard anything in a few days it does not hurt to call your claims adjuster to discuss status of your claim.
- Seek Medical Attention- if you or any of your passengers were hurt, seek medical attention immediately. Keep records of all receipts & reports.
Headquartered in Tucson, Arizona, RIGHTSURE is an Insurance Technology firm leveraging cutting edge products with Artificial Intelligence and Insur-tech relationships to help families and businesses in 42 states. By using a unique, client-centered approach, combined with superior technology, RIGHTSURE presents clients with a wide range of Insurance options and a seamless purchasing process.
To learn more, visit https://www.rightsure.com or call 520-917-5295.
Jeff Arnold responded to an ad for Insurance Salesman early in his career. From day one, he was hooked. He could not read enough, learn enough or digest enough about this wonderfully exciting industry which he calls giver of life, dream fulfiller and industry of all things sexy, exciting and just plain awesome.
The author of “The Art of the Insurance Deal”, Arnold currently serves as President of RightSure Insurance, CEO of Abbey Road Insurance Holdings and is a Managing Member of BeInsured.com. He also volunteers as Board Chairman for Casas Christian School. Arnold is a U.S. Army Veteran.